Payments anywhere.
Anytime.

Innovative payment processing solutions tailored to your business and your customers' needs.

All the services you need under one login.

All the perks from our six different processing services now reside under the same login. Manage e-billing, transactional data, reports and consumer analytics on your dashboard for all payment services.

Helping People Everywhere Pay Smarter.

We're improving the way organizations, businesses and consumers around the world manage payments.

Pay Differently.

We offer the latest in payment processing technology to ensure clients stay relevant with their consumers needs.

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Flexible Pricing

Choose to pass some, all or none of the processing cost on to your consumer.

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Scalable Services

Leverage automation like our Interactive Voice Response (IVR) system, automated billing and recurring payments.

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Unified Gateway

Manage all online, text, point of sale, telephone and IVR payments under one login.

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Easy Integration

Use our system with your existing software or as a standalone payment gateway.

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Actionable Insights

Visualize reports and critical consumer analytics at a glance on your dashboard.

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Clients First

Our dedicated service team is available to assist you around the clock.

Pricing that makes sense.

Process transactions without any cost to your business, or choose a cost structure that makes the most sense for your company and consumers.

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Change how you do business when your consumers Pay N Seconds.

Learn more about our services today!

David Brown

(850) 625-4270
David@paynseconds.com

Copyright © 2025 Adventum Consulting I All Rights Reserved I Designed by Aaron Rich Marketing

Government

We take the politics out of payment processing. Whether you run a local municipality or one of our nation’s largest cities, everyone is looking for the best hassle free, most affordable options to receive payment from consumers.

Payment reminders and multiple payment channels not only improve your effectiveness as an operator, it also builds loyalty and trust with your customers. The days of going to the post office and picking up a bundle of checks to deposit at your bank are dwindling away. Generation X doesn’t write checks, always has a computer, or mobile phone available at any time. Studies have shown that most individuals prefer to use these devices to send and receive communications. When given the opportunity the majority also prefer to use those same devices in order to make a payment at their convenience. Let us help you provide your customers a simple solution that includes multiple options for them when making a payment.

Utilities

Let’s face it, you are servicing an increasing amount of customers more than you are actually staffed to handle. It’s the infamous, do more with less motto. Our payment services provide multiple options for customers to make payments, access up to date account information and provide more self-service options. By eliminating manual processes through automation we allow you to accept payments with less human involvement.

Immediately you will see the advantages off less walk-in traffic, human errors, wasted time manually posting payments and answering customer service calls. These can now be handled by the customer. Reduce late payments and cut offs with our customer email and text (SMS) notification services. To top it off, we make reconciling payments simple and seamless by providing you accurate information in the format you require.

Healthcare

Medical billing and the entire revenue cycle management process is one of the most important parts of running a successful Healthcare operation. In a perfect world, everyone would have the same insurance, all co-pays would be only twenty-five dollars and your need to invoice the patient would not be necessary due to the fact that the insurance company always paid the remaining balance regardless of how the treatment was coded. It’s our job to make patient payments easy not only for you but as well as the patient.

Our unique ability to sync our payment services with your back-office database allows us to provide patients with real-time account balances on the web, over the phone through our interactive voice response (IVR) system or even via a text (SMS) message. Another benefit of this setup is now being able to automate tasks that before were only able to be completed manually. Now your organization can run more efficiently while recovering money owed to you faster and at a higher collection rate. Times are changing, the needs of your patients are continually changing and we would like to help you adapt to these changes throughout time.

Education

We’ve all heard the phrase, education is expensive. Guess what? We’ve heard the same thing about payment processing. Just like running a successful school district or university it takes a lot of forethought and effort to build the perfect payment processing system. Very few people carry adequate cash and most young adults don’t even have a checkbook. Where will we be in the next 15 years when these young adults today are the parents?

Everyone likes options and the majority of individuals are willing to pay for the convenience associated with hassle-free faster payments. We will work with your school to create the right balance for each of our payment services. Can we pass all of the payment processing costs to the student or parent when they make a payment to your school? Should we split the processing cost between you and the person making the payment? Let’s talk about which option will work best for your needs in order to get you ready for tomorrow and beyond.

Insurance

Actuaries do their best to uncover every possible scenario while the agents work hard to push as many apps as possible to the underwriters. There will always be a unique ebb-and-flow between these departments. It’s our job to help you balance your company’s needs along with the needs of your customers by providing you with a fast, secure and easy to use solution for payments made to your business.

Your customers’ expectations and needs have changed throughout the years. Every agent out in the field should have the ability to accept an eCheck or a credit card for an initial payment on a policy. In addition, you should be able to send your customers account statements and invoices via email or text (SMS). In return, your customers should be able to make a payment through the same manor they received notification. Reach out to us so that we can have a conversation about your payment processing needs, the costs associated and where you need to be positioned for the future.

Consumer Finance

It’s one of the oldest professions anywhere, lending money. Unfortunately, the federal Government wants to make it harder for you to do business. We can’t help you with the bureaucracy but we can help you collect on payments more efficiently. Your consumers expect it, your employees want it and it simply just makes sense.

What if, your payment provider could send your customer a payment reminder via text or email? What if, your customers could easily view their up to date balances and historical payment information directly on their cell phone or computer? What if, you were able to easily accept a payment over the phone from someone who is past due or just looking to make a payment? It’s time to stop imagining a simple, affordable all in one payment service and start experiencing all of the benefits that our payment processing services have to offer. Call us today to discuss your unique payment processing needs and let us customize the perfect solution that will continually make your business more profitable.

Non-Profit

For most of us it’s human nature to want to help others. It starts with an idea and a vision but no one ever tells you how hard it would be. Overcoming the regulatory hurdles while balancing funding is a very tricky slope that every nonprofit faces. We would like to help by improving your payment acceptance process and supply you with a service that allows payment to be made to you through multiple payment channels.

When people feel compelled to give the process should be as easy as possible for them. One of the worse things you can do be limited on the ways a person can give to your organization. With Pay N Seconds we offer every possible payment option available. We make it fast and simple for someone to setup recurring payments helping you to better forecast you’re funding. We look forward to learning more about your needs and helping to build the right payment solution for your organization.

Accounts Receivable

If it was only as easy as just sending your customer a statement and they immediately send you a check back. We realize it’s not that easy and if it was the clients you are working for would not have outsourced their receivables to you. So let’s work together putting the right services in the rights places to help your staff do their job better.

When processing large volumes of payments the more you can do with automation the more efficient you will become. Ensuring that your customers can submit payments to you every second of every day without human intervention is where we shine. Most people prefer to avoid human intervention and self-pay. Text payment, IVR and our online billing systems give them exactly what they are looking for. Reach out and we’ll work with you to share processing cost with the consumer where and when possible which will lessen the cost burden for your business.